the financial planning impact of these changes The federal budget included significant changes to the superannuation system; I thought I’d send all my clients a quick outline on the financial…

So what do we do about it? It is no secret that house prices are extremely high at the moment and many average Australians are now carrying high levels of…

because of sickness As I’ve said a few times in this column (and everywhere else), insurance although not sexy, is a vital part of the financial planning process and I…

through Superannuation In my experience a lot of people acknowledge that income protection and life insurance are important, but many simply do not have the cash flow to pay for…

It is not the only way I’m not giving away any secrets by saying that young people are having difficulty getting into the housing market, property prices have risen substantially…