Investment asset classes have different growth characteristics Investment asset classes each have different income and growth characteristics. As a general rule, the greater potential for growth, the increased volatility with…

What is the expected time frame? The most important factor in determining our exposure to growth assets is the expected investment time frame. Growth assets over time have higher returns,…

Small Business & Key people - Double edged Sword Almost every business I deal with has people in the organisation that are crucial to its ongoing success.   Part of the…

Lost Super - It is real money According to the ATO, there is $22,359,274 of missing superannuation in the postcode 2750 alone! Nationally that figure sits at approximately $15 Billion.…

It is not well known that your superannuation does not make up part of your estate and therefore is not covered by your will.   As such it is necessary to…