It is not the only way I’m not giving away any secrets by saying that young people are having difficulty getting into the housing market, property prices have risen substantially…

of the Life Long Annuity For the first time in a long time clients are now asking me about annuities and specifically life-long annuities.  So what is an annuity? In…

the greater the opportunity for growth, the greater the risk Watching the US Masters last weekend I heard the commentators discuss at length the old age risk v return trade-off,…

establishing a TTR strategy Those approaching retirement have almost certainly heard their friends and colleagues use the term Transition to Retirement (TTR), it is extremely popular (and very effective) strategy…

financial opportunities and challenges Starting a family is a really exciting time in all our lives; it also presents a number of financial opportunities and challenges. It is stating the…