Accelerating Wealth Creation
Through Gearing After a period of conservative investment based around term deposits and cash based investments, confidence is returning and investors mindsets are starting to switch to more aggressive asset…
Boosting Superannuation savings
While cutting Tax! Boosting superannuation savings while cutting tax might sound too good to be true, but for the over 55’s the Transition to Retirement pension is a legitimate strategy…
Til death do us part
Planning your future together While a thorny issue at times, it’s often worth having a discussion around inheritance. Letting people know what is coming, or not, can avoid nasty surprises…
Changes to Centrelink Income test for Age Pension
As of January 1st 2015 As of January 1st 2015 the way allocated pensions (also known as account based pensions) are treated by Centrelink is set to change, and unfortunately…
The importance of a Business agreement
The risks of operating on a handshake agreement. An alarming statistic is that as few of 4% of businesses currently have a documented agreement between the owners, this is true…