The benefits of starting young There are a million clichés advocating getting started as soon as possible, and they exist because it is true; the sooner you start working towards…

Increased flexibility to superannuation contributions Recent changes in legislation are making it easier to make deductible contributions to superannuation. Previously, in order to claim a deduction for a personal contribution,…

Centrelink Assets test is not straight forward The rules surrounding Centrelink entitlements are quite complex.  It is therefore extremely important, when developing retirement strategies, to be mindful of the Centrelink…

Million dollar Myth Last week, I was reviewing a client who was overly worried that she would essentially be living on the poverty line in retirement.  Thankfully, this was not…

Superannuation & Insurance The most common method to hold life insurance is through superannuation. There are a number of benefits in doing it this way, most notably, the fact that…