Transition to Retirement is still a great strategy to boost retirement savings Over the last decade the Transition to Retirement (TTR) income swap strategy has become a very popular strategy…

The Perils of Lethargy As a financial planner, I’m constantly shocked at how many clients are happy to plod along, reluctant to undertake small changes that will make an enormous…

What impacts investment returns in the long term? When it comes to investing, it goes without saying that the investment return is very important to the client.  It is imperative…

Financial Planning considerations when starting a family This is particularly relevant to me as my wife is now 6 months pregnant and our lives are about to change forever! I…

Developing a short term Spending Plan The key to financial success is being efficient with your spending. The aim of this is not being overly restrictive, but instead making conscious…