The markets are difficult to pick The financial markets are notoriously difficult to predict in the short term. One of the reasons for this is that they often react irrationally…

How much life insurance do I need? I must admit that most people don’t get too excited talking about insurance, and therefore often don’t give it the attention it deserves.…

Intergenerational Financial Planning When planning our finances, we often underestimate some of the influences that can negatively impact our best laid plans, especially as we approach retirement. The situation of…

Introduction of Allocated Pension maximums In last year’s budget one of the many Superannuation changes was to introduce a maximum allowable allocated pension of $1.6 million. This does not mean…

Saving for Retirement for the Self employed Compulsory superannuation contributions force most of us to save for our retirement; however, one group that this does not apply to is the…